


General Insurance
General insurance refers to a category of insurance products that protect against property loss and liability, including property, liability, and accident insurance. Its primary purpose is to provide financial compensation for unexpected events, mitigating losses and ensuring the policyholder's financial security. Property insurance covers homes, businesses, and vehicles, while liability insurance addresses legal responsibilities for damages. Accident insurance offers protection against injuries or death due to accidents, providing peace of mind for individuals and businesses.
All
Travel
Home
Fire
Car
Helper
Personal Accident
Contractors’ All Risks
SME
Pet Insurance

Comprehensive Coverage
Accident plans offer full protection, covering medical fees, hospital allowances, and surgery costs.
• Support: Ensures quick financial support for injuries, removing worry over high expenses.
• Recovery: Reduces financial stress, helping the insured return to normal life swiftly.
High Accident Compensation
The plan provides a high sum assured for death or permanent disability from severe accidents. This secures financial capital for the policyholder and their family.
• Eases Burden: High compensation effectively eases the family's financial burden after an accident.
• Support: Ensures the family can manage daily expenses and necessities, maintaining their basic quality of life during difficult times.
Convenient Claim Process
Personal accident insurance plans typically feature a straightforward and rapid claim process, allowing insured individuals to receive compensation quickly after an accident. This reduces the psychological burden on policyholders and accelerates the compensation timeline. The efficient claim service enhances the practicality of the insurance, enabling policyholders to obtain the necessary support in the shortest time possible and resume their daily lives.


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Detailed comparison of the three companies' plans
- AXA Hong Kong
- Chubb Insurance Hong Kong Limited
- Zurich Insurance (Hong Kong)


Frequently Asked Questions
It is not mandatory. However, regardless of age or occupation, accidents cannot be completely avoided. Personal accident insurance is especially essential for those who frequently go out, love sports, are the backbone of their families, or have higher occupational risks. The premiums are relatively low.
Is a medical examination required to purchase personal accident insurance?
Are accidents that occur overseas covered?
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養寵物如養人,日常開支、醫療、甚至未來策劃同樣重要,如何審慎規劃「毛孩」的未來幸福,並盡量轉移所面對的財務風險呢?

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鑑於宏福苑大火,令大家意識到火險及家居保的重要性,究竟兩者有何分別及如何處理相關索償。

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Difference between Broker & Agency

- BrokerAgency
- Comparing various products from multiple insurance companies all at once.
- Exaggerate the company's customized policies and reduce premium costs.
- From tailor-made analysis to chasing claims, protecting customer interests first
- Take advantage of the company's limited-time offers to secure high-value policies.
- Proactively reviewing your policy and dynamically adjusting life coverage.
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