General Insurance

General insurance refers to a category of insurance products that protect against property loss and liability, including property, liability, and accident insurance. Its primary purpose is to provide financial compensation for unexpected events, mitigating losses and ensuring the policyholder's financial security. Property insurance covers homes, businesses, and vehicles, while liability insurance addresses legal responsibilities for damages. Accident insurance offers protection against injuries or death due to accidents, providing peace of mind for individuals and businesses.

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  Domestic helper insurance

  Domestic helper insurance offers comprehensive coverage, addressing various risks employers may face when hiring domestic helpers, including accidents and illnesses.
  This type of insurance protects the employer's interests and prevents economic losses due to unforeseen events. With this insurance, if an accident occurs while the helper is performing daily tasks, it can cover necessary medical expenses and compensation, giving employers peace of mind.

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  Support for Hiring Replacement Helper

  This plan includes coverage for domestic helper replacement costs. If your helper must terminate their contract due to reasons like death, serious illness, or injury, the employer receives a corresponding allowance.
  
  This subsidy aims to lighten the employer's financial burden. It ensures that household operations and daily care services are not severely impacted by sudden situations, allowing the family to return to normal as quickly as possible.
  

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  Medical Expense Coverage

  This plan offers medical expense coverage for family members injured due to a helper's deliberate or malicious actions.
  
  • Purpose: Ensures injured family members receive necessary medical care and compensation, easing financial pressure.
  
  • Significance: This coverage fills a gap in traditional insurance, effectively enhancing home safety and offering peace of mind against extreme risks.