# Centaline Financial Services Limited 中原理財有限公司

> 中原理財有限公司是中原集團旗下的專業金融服務公司，成立以來一直為客戶提供一站式保險及金融解決方案，涵蓋人壽保險、醫療保險、危疾保險、投資相連壽險（ILAS）、儲蓄投資、扣稅年金、強積金（MPF）及一般保險等。
> Centaline Financial Services Limited is a professional financial services company under the Centaline Group. We provide one-stop insurance and financial solutions covering life insurance, medical insurance, critical illness insurance, Investment-Linked Assurance Schemes (ILAS), savings & investment, tax-deferred annuity, MPF and general insurance.

## 主要服務 Main Services
- [首頁 Homepage](https://www.centalinefinancial.com.hk/cfs/): 提供最新保險及金融產品介紹、市場資訊及計算工具，一站式了解中原理財的全面服務。
  Homepage offering latest insurance and financial product information, market insights and calculators.
- [金融產品 Financial Products](https://www.centalinefinancial.com.hk/cfs/en/financial-products): 匯集人壽、醫療、危疾、ILAS、儲蓄投資、扣稅年金、MPF及一般保險等多類產品，支援詳細比較及度身訂造方案。
  Comprehensive financial product directory covering life, medical, critical illness, ILAS, savings & investment, tax-deferred annuity, MPF and general insurance with detailed comparison and customization.
- [人壽保險 Life Insurance](https://www.centalinefinancial.com.hk/cfs/en/financial-products/life-insurance): 提供定期及終身人壽保障，保障家人未來及財富傳承。
  Term and whole life insurance protecting family and legacy planning.
- [醫療保險 Medical Insurance](https://www.centalinefinancial.com.hk/cfs/en/financial-products/medical-insurance): 涵蓋住院、門診、手術、檢查及藥物等全面醫療保障。
  Hospitalization, outpatient, surgery, diagnostic tests and prescription coverage.
- [危疾保險 Critical Illness Insurance](https://www.centalinefinancial.com.hk/cfs/en/financial-products/critical-illness-insurance): 危疾確診即時一筆過賠償，減輕重大疾病帶來的財務壓力。
  Lump-sum payout upon diagnosis of critical illnesses.
- [投資相連壽險 ILAS](https://www.centalinefinancial.com.hk/cfs/en/financial-products/ILAS): 結合人壽保障與基金投資，長線財富增值。
  Life protection plus investment-linked funds for long-term wealth growth.
- [儲蓄投資 Savings Investment](https://www.centalinefinancial.com.hk/cfs/en/financial-products/savings-investment): 固定或浮動回報，靈活提取，助客戶穩健增值。
  Fixed or variable returns with flexible withdrawal options.
- [扣稅年金 Tax-Deferred Annuity](https://www.centalinefinancial.com.hk/cfs/en/financial-products/tax-deferred-annuity): 退休收入規劃，享稅務優惠。
  Retirement income planning with tax benefits.
- [強積金 MPF](https://www.centalinefinancial.com.hk/cfs/en/financial-products/MPF): 僱主及僱員強制性退休計劃，專業管理。
  Mandatory Provident Fund schemes for employers and employees.
- [一般保險 General Insurance](https://www.centalinefinancial.com.hk/cfs/en/financial-products/general/all): 物業、責任、意外等全面保障。
  Property, liability, accident and other general insurance coverage.

## 工具與計算機 Tools & Calculators
- [退休需求計算機 Retirement Planner](https://www.centalinefinancial.com.hk/cfs/tool/retirement-plan): 即時評估退休所需資金，助客戶及早規劃退休生活。
  Instant calculation of retirement funding needs to help clients plan early.
- [人壽保額計算機 Life Protection Coverage Calculator](https://www.centalinefinancial.com.hk/cfs/tool/life-insurance-amount): 根據「需要方法」估算所需人壽保障金額，為家人提供充足財務保障。
  Estimates the required life insurance coverage amount using the Needs Approach, to provide adequate financial protection for family.


## 客戶服務與專頁 Customer Services & Special Pages
- [合作夥伴 Partnership](https://www.centalinefinancial.com.hk/cfs/en/partnership): 與多間保險公司緊密合作，為客戶提供更廣泛的產品選擇。
  Strategic partnerships with multiple insurance companies.
- [聯絡我們 Contact Us](https://www.centalinefinancial.com.hk/cfs/about-us/contact-us): 專業客戶服務團隊，提供查詢、諮詢及理賠服務。
  Professional customer service team ready to assist with enquiries, consultations and claims.
- [理財知識｜理財Blog Financial Knowledge | Wealth Blog](https://www.centalinefinancial.com.hk/cfs/financial-knowledge/article-blog/all): 分享最新財務建議、保險知識及投資策略文章。
  Sharing latest articles on financial advice, insurance knowledge and investment strategies.